What our free services include:

About us

Need One Ltd is a consultancy firm assisting anyone who would like to get their higher education in England. The company has successfully operated in the industry for years, which has allowed us to grow into several departments. We provide our services in Bulgarian, Romanian, Ukrainian, Russian, Lithuanian, Italian, Turkish and English from our central London office.

Due to the pandemic we have adapted to the changing lifestyle and as a result we are proud to say that since 2020 our communication with clients is done entirely online - saving our prospective students time and resources. Of course, for anyone who prefers face-to-face communication, we are always happy to arrange consultations and meetings in our physical office.

As a professional intermediary company, we will help you to apply to a partner university or college in England as quickly and easily as possible. Our services are completely free and you can rest assured that your application will be submitted on time to the educational institution of your choice. We will help you fill out and collect all documents you need to take this very important step in life - quality education.

We will support you from the moment you decide to apply, up until your Student Finance application is approved.

Information about all our partners, Student Finance and application processes
Submission of a Student Finance application for your first year of studying
Documents check
Communication maintenance between you and your chosen university
Filling up all application forms
Advice on your choice of course and university
Exam and interview preparation
Advices and information when Student Finance England assesses your application
What our services do NOT include:
CV and Personal Statement writing - however, we will be delighted to give you samples and guidance!
Student Finance application assistance after your first year of study
Accommodation assistance

Undergraduate (Bachelor’s)

An undergraduate level of study means you will be a student, pursuing your first degree.
The most common type of an undergraduate degree is a Bachelor’s degree, though
universities offer lots of different undergraduate level courses and pathways.

Bachelor’s degrees

A Bachelor’s degree is a Level 6 course and is studied for 3 years (each year of study represents one level). Each course has its specific prefix, explaining the type of Bachelor’s degree you will obtain. These include:

BA (Hons) – Bachelor of Arts
BSc (Hons) – Bachelor of Science
LLB (Hons) – Bachelor of Law
BEng (Hons) – Bachelor of Engineering

Sometimes, these degrees include an initial year of foundation-level study to help you develop the tools you need to progress into your degree, which are normally titled as degrees ‘with foundation year’. The same are equivalent to Level 3 and are becoming more popular in the British Higher Educational System.

Foundation degrees

These courses stand at Level 5 and are equivalent to completing two years of a three-year degree. They are titled as Foundation Degree in Arts (Fda) and Foundation Degree in Science (FdSc).

Top-up degrees

Top-ups are Level 6 Bachelors degrees that turn qualifications like foundation degrees or Higher National Certificates into full degrees. The duration of a Top-up degree is 1 year.

Higher National Diploma

Higher National Diplomas are Level 5 courses equivalent to two years of a degree.


A postgraduate degree is a qualification that is completed after an undergraduate degree.

All postgraduate degrees allow you to continue your studies in a specialised subject, and mostly require an undergraduate degree in order to be considered for entry. Some universities accept applications of candidates with Secondary Education qualification and extensive managerial work experience.

Postgraduate degrees are studied for different reasons, such as to move into academia and research (access to PHd level) or specialise in a career path. Some people choose to complete a postgraduate degree to change study or career paths entirely.

Below, we will explain what is a Master’s degree, which is offered by most of our university partners.

Master’s degree

A Master’s degree is one of the most popular postgraduate courses completed after an undergraduate degree. These forms of postgraduate degree include:

MA – Masters of Arts
MSc – Masters of Science

In the UK, most Master’s courses are a year in length.


University application process

Collection and sending of all documents via email/WhatsApp. Photos and/or scanned documents in PDF, Word, JPEG and MP4 formats are accepted.

Completion of all application forms at the selected institutions

Interview at the chosen college/university (if applicable)

English language test, provided by the chosen college/university (if applicable)

Confirmation of successful admission from the college/university

Completing an application to Student Finance England

What documents are required?

1. Valid passport

2. Pre-settled/settled status, Biometric Residence Permit OR one of the three help schemes for Ukrainians (if not a British citizen)

3. NINo

4. Proof of address (dated within the last three months)

5. CV (+ UK arrival date if not a British citizen)

6. Personal statement (450-500 words)

7. Diploma of completed secondary education OR 2-3 years of work experience in the UK/ European Union (undergraduate degrees) / Diploma of completed Bachelor’s Degree (postgraduate degrees)

8. Marriage certificate/ Change of name certificate, in the case of forename or surname difference between the passport and qualification

Our partners

Our university partners are established and recognized educational bodies, with excellent study programmes and qualified staff.

They offer several intakes throughout the calendar year:
April/ May
Possible class schedules

The regular form of study (Full-time) in England is organized in 12 taught study hours per week. These 12 hours could be divided between:

3-4 days a week (only in certain universities);
2 evenings per week;
2 days a week;
Saturday and Sunday.
2 evenings + Saturday;
3 or 4 evenings a week;
Depending on your location, you can choose one of the following cities, in which our partners have campuses:
Fully online

The most common form of class schedule is 2 weekdays. We will be happy to help you find a suitable class schedule and suggest the most relevant higher education institutions according to your requirements. As mentioned above, some of the degrees can be studied in the evening and/or at the weekend, so that you can comfortably combine your work, raising a child or any other personal commitment with your education.

Student Finance England

For Student Finance can apply British and Irish citizens, pre-settled/settled status holders, Biometric Residence Permit holders, Refugee or Asylum seekers status holders, Spouses of UK migrant workers OR people, benefiting from one of the three help schemes for Ukrainian citizens.

Undergraduate Student Finance

Student Finance England offers two types of student loans for undergraduate students:

Tuition fees loan- covers the university fees in full, is transferred directly to them, up to £9,250 per year;
Maintenance Loan* – finance for personal needs, up to £13,100 per year. Transferred directly to you in three instalments throughout the academic year.

*This loan is not available for fully online students.

Pre-settle status holders

*To apply for maintenance loan, you need to prove 3 working months immediately before starting the course.
*You must have lived in Europe for the last 3 years to receive financing for personal needs.
*You will be expected to work during your education in order to continue receiving the Maintenance Loan.

BRP holders

*If you start your studies by 2024, even though that the BRP is valid for 3 years only, you will be funded for the whole duration of your studies.

Both financings (tuition fees and maintenance loan) are considered as a loan and are expected to be returned.
The validity of the loan is 30 years, after which it will be waived by the government. The loans are NOT paid back until you graduate and earn more than £27,265 annually. The interest rate is 6% while you are studying and 9% after graduation.


The thresholds are £524 a week or £2,274 a month (before tax and other deductions). They change on 6 April every year.

Example 1

You’re paid weekly and your income changes each week. This week your income was £600, which is over the Plan 2 weekly threshold of £524.
Your income was £76 over the threshold (£600 minus £524). You will pay back £6 (9% of £76) this week.

Example 2

Your annual income is £28,800 and you are paid a regular monthly wage. This means that each month your income is £2,400 (£28,800 divided by 12). This is over the Plan 2 monthly threshold of £2,274.

Your income is £126 over the threshold (£2,400 minus £2,274). You will pay back £11 (9% of £126) each month.

Regardless of your location after you graduate, you will still be liable to update your employment status in Student Finance England. The minimum salary threshold depends on the country. Specific information by country can be found here.

Lower earnings threshold (GBP) is the minimum amount, after which you are required to start repaying your loan.

Postgraduate Student Finance

For postgraduate degrees, Student Finance offers one loan at the total amount of £11,836. It will be paid directly to you in three instalments, and it is your responsibility to pay the University after each instalment. At the end, the difference in the amounts of the loan and the university tuition fees is for you to keep if you choose a lower-cost Master’s degree (tuition fees vary, prices start from £6,500).
You start repaying your Postgraduate Master’s Loan the April after you finish or leave your course. You repay 6% of what you earn over the repayment threshold which is currently £21,000 per annum. If you have other student loans, you repay these at the same time.

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7 Whitechapel Road, London, E1 1Du
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